CERTIFIED 0.00% MUD TAX EXEMPTION DIRECTORY

Greater Houston No MUD Tax Acreage Communities

Avoid the hidden $4,000 to $8,500+ annual tax burden of master-planned subdivisions. Compare certified 0.00% MUD developments across Montgomery, Walker, Grimes, Waller, and Brazoria Counties.

LIVE TEXAS MUD TAX SAVINGS ESTIMATOR

Calculate Your Annual No-MUD Savings

Adjust your estimated land + custom home build budget to see how much you keep in your pocket every year.

Total Home & Land Value$650,000
$300,000$1,000,000$1,800,000
Suburban MUD Rate3.15%

Master-planned subdivisions (includes active MUD bond levy)

Acreage No-MUD Rate1.68%

Certified acreage CAD rate (0.00% MUD tax exemption)

CERTIFIED ANNUAL CASH SAVINGS
$9,555/ year
Monthly Cash Kept$796/mo
10-Year Total Savings$95,550

*In standard subdivisions, MUD taxes cost homeowners tens of thousands of dollars in bond repayments. In 0.00% MUD acreage developments, that money stays directly in your equity.

What is a Texas MUD?

A Municipal Utility District (MUD) is a special taxing district created to finance developer utilities (water pipes, sewer mains, drainage). Suburban homeowners repay these municipal bonds via additional annual property taxes of 0.85% to 1.50%+.

Why Acreage Avoids MUDs

Acreage lots utilize on-site aerobic septic systems (OSSF) and deep aquifer water wells. Because the subdivision doesn't issue massive municipal utility bond debt, you only pay county, school, and emergency taxes.

The 10-Year Advantage

On a $650,000 custom home build, avoiding a 1.45% MUD tax saves over $9,400 every single year. Over a 10-year residency, that is nearly $95,000 kept in your family's personal wealth rather than paying municipal bond interest.

VERIFIED EXEMPTIONS

Certified 0.00% MUD Subdivision Directory

36 Verified Developments
Deer Hollow Ranch
28 Lots · Active Release
Preferred BOYL
San Jacinto County🔥 Active Developer Lots1.0 to 4.0+ Acres

Deer Hollow Ranch

"Featured Developer Release in Willis | 1-4+ Acre Wooded Lots from $79,500 & Turnkey Elk Ridge Packages from Low $500s"

LOT PRICING$79,500 - $245,000
SCHOOL DISTRICTWillis ISD
AMENITIESWooded 1.0 to 4.0+ Acre Private Homesites (Starting from $79,500)
ACCOLADESPremier Acreage
TAX RATE1.68% Tax • No MUD
Launch Unredacted Dossier
Republic Grand Ranch
45 Lots · Active Release
Open BOYL
Montgomery County🔥 Active Developer Lots1.0 to 5.0+ Acres

Republic Grand Ranch

"High-Elevation Custom Acreage Living in Willis"

LOT PRICING$80,000 - $200,000
SCHOOL DISTRICTWillis ISD
AMENITIES8-Acre Private Fishing Lake
ACCOLADES#1 Selling Acreage Community
TAX RATE1.6652% Tax • No MUD
Launch Unredacted Dossier
Texas Grand Ranch (Incl. The Estates)
38 Lots · Active Release
Open BOYL
Walker County🔥 Active Developer Lots2.0 to 5.0+ Acres

Texas Grand Ranch (Incl. The Estates)

"Rolling Piney Woods Acreage Bordering Sam Houston National Forest"

LOT PRICING$120,000 - $260,000
SCHOOL DISTRICTHuntsville ISD / New Waverly ISD
AMENITIESSam Houston National Forest Border
ACCOLADESAward-Winning National Forest Community
TAX RATE1.53% - 1.62% Tax • No MUD
Launch Unredacted Dossier
Crown Ranch
18 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 4.0+ Acres

Crown Ranch

"Gated Acreage Estate Living in Magnolia"

LOT PRICING$200,000 - $470,000
SCHOOL DISTRICTMagnolia ISD
AMENITIESGated Security Entrance
ACCOLADESPremier Gated Acreage Community
TAX RATE1.58% (Mont.) / 1.39% (Grimes) Tax • No MUD
Launch Unredacted Dossier
High Meadow West
14 Lots · Active Release
Open BOYL
Montgomery County🔥 Active Developer Lots1.0 to 2.5+ Acres

High Meadow West

"The Gold Standard for Magnolia Custom Estate Living"

LOT PRICING$214,900 - $310,000
SCHOOL DISTRICTMagnolia ISD
AMENITIESOversized 1+ Acre Estates
ACCOLADESCustom Estate Master Plan Award Winner
TAX RATE1.57% Tax • No MUD
Launch Unredacted Dossier
Benders Landing
22 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 2.5+ Acres

Benders Landing

"Premier Acreage Estates in Spring"

LOT PRICING$500,000 - $795,000
SCHOOL DISTRICTConroe ISD
AMENITIESBanquet Hall & Clubhouse
ACCOLADESTop Luxury Acreage MPC in Spring
TAX RATE1.5736% Tax • No MUD
Launch Unredacted Dossier
High Meadow Estates
15 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 3.5+ Acres

High Meadow Estates

"Exclusive Luxury Acreage in Magnolia"

LOT PRICING$200,000 - $300,000
SCHOOL DISTRICTMagnolia ISD
AMENITIESTowne Center Pavilion
ACCOLADESSignature Custom Acreage Showcase
TAX RATE1.76% Tax • No MUD
Launch Unredacted Dossier
Peach Creek Farms
31 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 5.0+ Acres

Peach Creek Farms

"Exclusive Acreage Living"

LOT PRICING$70,000 - $170,000
SCHOOL DISTRICTWillis ISD
AMENITIESPrivate Equestrian Trails
ACCOLADESPremier Rural Acreage Sanctuary
TAX RATE1.72% Tax • No MUD
Launch Unredacted Dossier
The Cedars
15 Lots · Active Release
Open BOYL
Grimes County🔥 Active Developer Lots1.0 to 5.0+ Acres

The Cedars

"Exclusive Acreage Living"

LOT PRICING$175,000 - $240,000
SCHOOL DISTRICTNavasota ISD
AMENITIESRolling Hills & Oak Trees
ACCOLADESLow Tax Rate Acreage Destination
TAX RATE1.3863% Tax • No MUD
Launch Unredacted Dossier
Saddle Creek Forest
20 Lots · Active Release
Open BOYL
Waller County🏡 Resale & Custom BOYL1.5 to 5.0+ Acres

Saddle Creek Forest

"Exclusive Acreage Living"

LOT PRICING$90,000 - $160,000
SCHOOL DISTRICTWaller ISD
AMENITIESEquestrian Center & Stables
ACCOLADESPremier Waller County Acreage MPC
TAX RATE1.55% Tax • No MUD
Launch Unredacted Dossier
Grand Lake Estates
12 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 2.5+ Acres

Grand Lake Estates

"Exclusive Acreage Living"

LOT PRICING$200,000 - $350,000
SCHOOL DISTRICTMontgomery ISD
AMENITIESGolf Course Access
ACCOLADESSignature Lake & Golf Community
TAX RATE1.75% Tax • No MUD
Launch Unredacted Dossier
Thousand Oaks
19 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 2.5+ Acres

Thousand Oaks

"Exclusive Acreage Living"

LOT PRICING$285,000 - $420,000
SCHOOL DISTRICTMagnolia ISD
AMENITIESPrivate Waterski Lakes
ACCOLADESPremier Waterski & Acreage Master Plan
TAX RATE1.78% Tax • No MUD
Launch Unredacted Dossier
Ridgelake Shores
7 Lots · Limited Availability
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 3.0+ Acres

Ridgelake Shores

"Exclusive Acreage Living"

LOT PRICING$150,000 - $350,000
SCHOOL DISTRICTConroe ISD
AMENITIESTwo Private Fishing & Boating Lakes
ACCOLADESTop Lakefront Acreage Subdivision
TAX RATE1.75% Tax • No MUD
Launch Unredacted Dossier
Lake Windcrest
11 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 4.0+ Acres

Lake Windcrest

"Exclusive Acreage Living"

LOT PRICING$250,000 - $550,000
SCHOOL DISTRICTMagnolia ISD
AMENITIES100+ Acre Ski & Powerboat Lake
ACCOLADESPremier Lake & Golf MPC in Magnolia
TAX RATE1.58% Tax • No MUD
Launch Unredacted Dossier
High Meadow Ranch
24 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.0 to 5.0+ Acres

High Meadow Ranch

"Exclusive Acreage Living"

LOT PRICING$250,000 - $600,000
SCHOOL DISTRICTMagnolia ISD
AMENITIES18-Hole Oakhound Golf Course
ACCOLADESAcreage Community of the Year Legacy Award
TAX RATE1.80% Tax • No MUD
Launch Unredacted Dossier
Deer Pines
12 Lots · Active Release
Montgomery County🔥 Active Developer Lots¾-Acre Wooded Homesites

Deer Pines

"Wooded ¾-Acre Homesites in Conroe | Low Tax Rate & Homes from $424,990"

HOME + LANDFrom $424,990
SCHOOL DISTRICTConroe ISD
AMENITIESHigh-Elevation Wooded Lots
ACCOLADESHighly Sought-After Acreage Community
TAX RATE1.74% Tax • No MUD
Launch Unredacted Dossier
Pine Rock South
18 Lots · Active Release
Exclusive Builder
Montgomery County🔥 Active Developer LotsUp to 1.0+ Acre Wooded Homesites

Pine Rock South

"Exclusive Turnkey Acreage Release in Conroe | Available Inventory Homes from Low $400s"

HOME + LAND$370,990 - $401,990 (From Low $400s)
SCHOOL DISTRICTConroe ISD
AMENITIESWooded Homesites Up to 1.0 Acre
ACCOLADESFeatured 2026 North Corridor Acreage Showcase
TAX RATE1.82% Tax • No MUD
Launch Unredacted Dossier
Royal Lakes Estates
6 Lots · Limited Availability
Open BOYL
Fort Bend County🏡 Resale & Custom BOYL0.75 to 2.0+ Acres

Royal Lakes Estates

"Luxury Gated Lakefront Acreage Living in Richmond / Fort Bend"

LOT PRICING$145,000 - $320,000
SCHOOL DISTRICTLamar CISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.92% Tax • No MUD
Launch Unredacted Dossier
Fulbrook & Fulbrook on Fulshear Creek
9 Lots · Active Release
Approved Builders
Fort Bend County🏡 Resale & Custom BOYL1.0 to 3.0+ Acres

Fulbrook & Fulbrook on Fulshear Creek

"Brazos River Nature-Preserve Luxury Acreage in Fulshear"

LOT PRICING$185,000 - $450,000
SCHOOL DISTRICTLamar CISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.85% Tax • No MUD
Launch Unredacted Dossier
Suncreek Ranch & Oaks at Suncreek
14 Lots · Active Release
Open BOYL
Brazoria County🔥 Active Developer Lots1.0 to 5.0+ Acres

Suncreek Ranch & Oaks at Suncreek

"Wooded Acreage Living with 0.00% MUD Tax along HWY 288 in Rosharon"

LOT PRICING$95,000 - $240,000
SCHOOL DISTRICTAngleton ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.74% Tax • No MUD
Launch Unredacted Dossier
Bar X Ranch
28 Lots · Active Release
Open BOYL
Brazoria County🔥 Active Developer Lots1.0 to 2.0+ Acres

Bar X Ranch

"Sprawling Country Acreage Living with Deer Reserves & Lake Access"

LOT PRICING$45,000 - $120,000
SCHOOL DISTRICTColumbia-Brazoria ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.72% Tax • No MUD
Launch Unredacted Dossier
The Commons on Lake Houston
16 Lots · Active Release
Open BOYL
Harris County🔥 Active Developer Lots1.0 to 5.0+ Acres

The Commons on Lake Houston

"Waterfront & Wooded Acreage with 30+ Miles of Nature Trails in Huffman"

LOT PRICING$110,000 - $350,000
SCHOOL DISTRICTHuffman ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.95% Tax • No MUD
Launch Unredacted Dossier
Encino Estates
24 Lots · Active Release
Open BOYL
Liberty County🔥 Active Developer Lots0.75 to 1.5+ Acres

Encino Estates

"Affordable Wooded Acreage with 0.00% MUD Tax in Dayton"

LOT PRICING$65,000 - $145,000
SCHOOL DISTRICTDayton ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.65% Tax • No MUD
Launch Unredacted Dossier
Grand San Jacinto & Timber Enclaves
35 Lots · Active Release
Open BOYL
Liberty County🔥 Active Developer Lots1.0 to 3.0+ Acres

Grand San Jacinto & Timber Enclaves

"Pine Forest Acreage Parcels Bordering San Jacinto River"

LOT PRICING$55,000 - $130,000
SCHOOL DISTRICTCleveland ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.68% Tax • No MUD
Launch Unredacted Dossier
Weston Lakes
11 Lots · Active Release
Approved Builders
Fort Bend County🏡 Resale & Custom BOYL0.5 to 2.5+ Acres

Weston Lakes

"24-Hour Guard-Gated Acreage & Country Club Living in Fulshear / Simonton"

LOT PRICING$125,000 - $380,000
SCHOOL DISTRICTLamar CISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.88% Tax • No MUD
Launch Unredacted Dossier
Capital Creek Ranch
45 Lots · Active Release
Open BOYL
Montgomery County🏡 Resale & Custom BOYL1.5 to 7.0+ Acres

Capital Creek Ranch

"Pre-Development Wooded Acreage Near Lake Conroe | 1.5 to 7+ Acre Tracts"

LOT PRICING$99,900 - $285,000
SCHOOL DISTRICTWillis ISD
AMENITIES1.5 to 7.0+ Acre Wooded Parcels
ACCOLADESPremier Acreage
TAX RATE1.66% Tax • No MUD
Launch Unredacted Dossier
Emerald Lakes
12 Lots · Active Release
Open BOYL
Montgomery County🔥 Active Developer Lots1.0 to 4.0+ Acres

Emerald Lakes

"Gated Luxury Acreage Enclave in Willis | 1-4+ Acre Wooded Parcels with 30-Acre Private Fishing Lake & 0.00% MUD Tax"

LOT PRICING$75,000 - $220,000
SCHOOL DISTRICTTop Rated ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.78% Tax • No MUD
Launch Unredacted Dossier
The Manors at New Waverly
16 Lots · Active Release
Open BOYL
Walker County🔥 Active Developer Lots1.0 to 3.0+ Acres

The Manors at New Waverly

"290-Acre Master-Planned Enclave in New Waverly | 1-3 Acre Wooded Homesites Bordering National Forest with Ultra-Low 1.55% Tax"

LOT PRICING$85,000 - $210,000
SCHOOL DISTRICTTop Rated ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.55% Tax • No MUD
Launch Unredacted Dossier
Crown Oaks
9 Lots · Active Release
Open BOYL
Montgomery County🔥 Active Developer Lots1.0 to 3.5+ Acres

Crown Oaks

"Gated Custom Acreage Community in Montgomery | 1-3.5+ Acre Estate Homesites in Montgomery ISD with Private Lakes & 0.00% MUD"

LOT PRICING$110,000 - $310,000
SCHOOL DISTRICTTop Rated ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.72% Tax • No MUD
Launch Unredacted Dossier
Ranches at Rolling Hills
14 Lots · Active Release
Open BOYL
Waller County🔥 Active Developer Lots2.0 to 5.0+ Acres

Ranches at Rolling Hills

"Scenic Rolling Acreage in Waller County | 2-5+ Acre High-Elevation Tracts in Waller ISD with Ag-Exempt Potential & 0.00% MUD"

LOT PRICING$125,000 - $325,000
SCHOOL DISTRICTTop Rated ISD
AMENITIESResort Living & Trails
ACCOLADESPremier Acreage
TAX RATE1.64% Tax • No MUD
Launch Unredacted Dossier
Whitetail Ranch
32 Lots · Active Release
Open BOYL
San Jacinto County🔥 Active Developer Lots1.5 to 5.0+ Acres

Whitetail Ranch

"Gated Acreage Community North of Willis & The Woodlands | 1.5–5 Acre Wooded Lots from $109,900 & Ultra-Low 1.29% Tax Rate"

LOT PRICING$109,900 - $189,900
SCHOOL DISTRICTCOCISD • Open Transfer to Willis
AMENITIESPrivate Gated Entrance with ButterflyMX Smartphone Access
ACCOLADESPremier Acreage
TAX RATE1.29% Tax • No MUD
Launch Unredacted Dossier
Peach Creek Plantation
16 Lots · Active Release
Open BOYL
Montgomery County🔥 Active Developer Lots1.0 to 10.0+ Acres

Peach Creek Plantation

"3,700-Acre Wooded Acreage Enclave in Cleveland | 1 to 10+ Acre Homesites with Private Fishing Lakes & Workshop Freedom"

LOT PRICING$79,900 - $225,000
SCHOOL DISTRICTCleveland ISD • Expanding District
AMENITIES3,700-Acre Master Acreage Community
ACCOLADESPremier Acreage
TAX RATE1.74% Tax • No MUD
Launch Unredacted Dossier
Deer Forest
8 Lots · Active Release
Open BOYL
Walker County🔥 Active Developer Lots1.0 to 3.0+ Acres

Deer Forest

"Wooded 1 to 3-Acre Homesites in New Waverly | 355–422 Ft Rolling Elevations, Low 1.68% Tax Rate & 0.00% MUD"

LOT PRICING$105,000 - $185,000
SCHOOL DISTRICTNew Waverly ISD
AMENITIES1 to 3+ Acre Wooded Estate Homesites
ACCOLADESPremier Acreage
TAX RATE1.68% Tax • No MUD
Launch Unredacted Dossier
Legacy Grand Ranch
24 Lots · Active Release
Walker County🔥 Active Developer Lots3.0 to 7.0+ Acres

Legacy Grand Ranch

"3 to 7-Acre Ranches in New Waverly by Patten Properties | Sam Houston National Forest Corridor, No MUD & Low 1.62% Tax Rate"

LOT PRICING$189,900 - $349,900
SCHOOL DISTRICTNew Waverly ISD
AMENITIESExpansive 3 to 7-Acre Forested Estate Ranches
ACCOLADESPremier Acreage
TAX RATE1.62% Tax • No MUD
Launch Unredacted Dossier
Oakwood Shores
14 Lots · Active Release
Open BOYL
Brazoria County🔥 Active Developer Lots1.0 to 4.5+ Acres

Oakwood Shores

"Acreage Waterfront Community on Bastrop Bayou in Richwood | 1 to 4+ Acre Wooded Homesites with Private Boat Launch & 0.00% MUD"

LOT PRICING$89,000 - $185,000
SCHOOL DISTRICTBrazosport ISD
AMENITIESPrivate Community Boat Ramp with Direct Water Access to Bastrop Bayou & Gulf
ACCOLADESPremier Acreage
TAX RATE2.12% Tax • No MUD
Launch Unredacted Dossier
Stallion Lakes
16 Lots · Active Release
Waller County🔥 Active Developer Lots1.5 to 3.5+ Acres

Stallion Lakes

"Nearly 400-Acre Guard-Gated Luxury Acreage Enclave in Hockley | 1.5 to 3.5+ Acre Lakefront & Forest Homesites with 0.00% MUD"

LOT PRICING$340,000 - $720,000
SCHOOL DISTRICTWaller ISD
AMENITIESNearly 400-Acre Master-Planned Luxury Gated Acreage Enclave
ACCOLADESPremier Acreage
TAX RATE1.72% Tax • No MUD
Launch Unredacted Dossier
MUD TAX DUE DILIGENCE

Frequently Asked MUD Tax Questions

What is a MUD tax in Texas real estate? ↓

A MUD (Municipal Utility District) is a specialized local taxing entity created in Texas to finance public infrastructure like water mains, storm sewers, and paved neighborhood roads in high-density subdivisions. MUD districts issue municipal bonds that homeowners repay through an additional property tax, usually adding 0.85% to 1.50%+ onto their annual property tax bills for 20 to 30 years.

Why do acreage communities in Greater Houston have NO MUD tax? ↓

Acreage subdivisions feature larger parcels (1 to 5+ acres) where infrastructure is handled differently: wastewater is processed via on-site TCEQ-approved aerobic septic systems (OSSF), and water is supplied through central well systems or private wells into deep aquifers. Because the developer does not float municipal bond debt, the subdivision is established with 0.00% MUD tax.

How much money does a No-MUD tax community save Texas homeowners each year? ↓

Homeowners in a 0.00% MUD acreage community typically save between $4,000 and $8,500+ every year in property taxes. On a $650,000 home and land value, a 1.47% difference saves approximately $9,555 annually, or over $95,000 in cash over a 10-year period.

Which Greater Houston acreage communities have 0.00% MUD taxes? ↓

Premier No-MUD acreage communities in Greater Houston include Republic Grand Ranch (Willis), Texas Grand Ranch (Huntsville), Crown Ranch (Montgomery), High Meadow Estates (Montgomery), Pine Rock South (Conroe), Suncreek Ranch (Rosharon), Bar X Ranch (Angleton), and Encino Estates (Dayton).

NEED A VERIFIED COUNTY CAD TAX REPORT?

Verify Taxes Before You Write a Land Contract

We pull certified Montgomery, Walker, Grimes, Waller, and Brazoria CAD assessment records to ensure zero surprise tax bills.